One Question? When was your last home appraisal?

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When was your last home appraisal?

Home values are on the rise across the United States and homeowners are turning to mortgage professionals to help tap this equity and get in a better financial position.

When interest rates rise, home values tend to rise too. This is great news for you, the home owner – You can now access this equity and get ahead!



If you have not had your home appraised recently, it’s time to contact a banker today and discuss some money saving options.

A refinance can help you get the cash you need for:

1. Debt Consolidation

2. Home Improvement

3. Medical Expenses

4. Tuition Expenses

5. Large Purchases/Vacations/Weddings

6. Eliminating Mortgage Insurance

7. Convert an Adjustable Rate to a Fixed Rate

8. Consolidate a 1 st and 2 nd mortgage

9. Lower Rate – Pay off the home faster!

There are some great new loan programs for 2019:

  1. FICO <500

  2. FICO 500+

  3. Self-Employed

  4. Investor/Too-many-financed properties

  5. Asset based loans

  6. Credit Repair

  7. Fresh Start/Second Chance Loans

  8. 1 Day Out of BK or Foreclosure

  9. Expanded Credit Guidelines – Making it easier for you to qualify!


Did you know there are options that involve $0 closing costs out of pocket – Only an appraisal, if needed!

Smart home owners are refinancing their mortgages and taking advantage of a low rate while they still can.

The time to lock in your rate is now!




Customer Testimonials:

 “I was connected with a banker who was very knowledgeable and offered a better rate than my local bank. My loan closed in just 3 weeks! Thank you for all your hardwork!  - John M – Orlando, FL

 “I just want to thank the team WaveWallet connected me with for my refinance. The banker and processor were on top of my loan every step of the way. It closed much sooner than I expected. I saved over $2000 per month! I can’t believe it!  These guys are professionals!!”

                 Jenny – Sugarland, TX

Items to Prepare:

  1. Mortgage Statement

  2. Home Owner’s Insurance Declarations Page

  3. Income Documents

  4. 2017/2018 W2

  5. 2 Recent Pay Stubs

  6. Tax Returns, if self-employed, all pages, all schedules

  7. Retirement Income – Award/Benefit/1099s

  8. Photo ID

  9. 2 Months Bank Statements – All pages

  10. Statements for any bills you wish to consolidate with a home loan

Contacting WaveWallet for help with my home loan refinance was the sma2rtest financial decision I ever made!! My payments fell by over 50% and I paid off all those high rate credit cards. I am a disabled veteran and I was introduced to a banker who understood my situation. I can finally sleep at night.”      Wendy C – Orange, California