Cheap Places to Travel in rent to own RV

Boondocking on public land is a great way to avoid the crowds in RV parks and save some money on camping fees. The Bureau of Land Management (BLM) has over 400 campgrounds and almost all of them have sites that can accommodate RVs.

These BLM campgrounds don’t have hookups or dump stations, but their low nightly rates reflect the lack of amenities. Come prepared and you can get total peace and quiet for less than $20 a night.

1. Ken’s Lake, Utah

South of Moab and Arches National Park, Ken’s Lake has 31 well-spaced sites that can fit motorhomes of all sizes. The campground has a quiet, beautiful setting with views of the lake and the nearby La Sal Mountains.

Sites are only $15 per night and available first-come, first-served. The campground has no potable water, so be sure to bring your own. The area has over three miles of hiking trails for views of the lake, Moab Valley, and Faux Falls.

2. Edson Creek, Oregon

Edson Creek Campground, only fifteen minutes from the Oregon Coast, is located in an open meadow where the creek flows in the Sixes River. The 27 campsites (and 5 group sites) have picnic tables, fire rings, and access to restrooms and potable water. There is also a day-use area and a boat ramp just across the street.

Edson Creek Recreation Site. Photo via BLM, Flickr

Sites are only $8 a night ($30 for group sites) and $4 per extra vehicle. The campground is only a short drive away from the coastal beaches, hiking trails, and shops and restaurants in Port Orford.

3. Devil’s Elbow, Montana

Northeast of Helena, Devil’s Elbow Campground has 42 campsites overlooking Lake Hauser, a reservoir on the Missouri River. The level, gravel sites can fit any size RV and all have views of the lake and surrounding mountains.

Devil’s Elbow Campground. Photo via Recreation.gov

The lake also has year-round fishing for trout, walleye, and kokanee salmon. Sites are only $15 a night with a limit up to 14 days. You can reserve a site ahead of time for Loop A and Group Camping, but the rest of the sites are first-come, first-served.

4. Wild Rivers Recreation Area, New Mexico

In Northern New Mexico, Wild Rivers Recreation Area is located within the Rio Grande del Norte National Monument. It’s very remote and off-the-beaten-path, but you’ll be rewarded with solitude and impressive views for only $7 a night.

Wild Rivers Recreation Area. Photo by BLM New Mexico

The 13-mile Wild Rivers Backcountry Byway branches off the main highway and leads past the campgrounds and trailhead parking lots. The recreation area also has a visitor center with maps and more information on the local history and geology.

5. Goodale Creek Campground, California

The sites at Goodale Creek have sweeping views of the Sierra Nevadas, Inyo Mountains, and Owens Valley—and they’re only $5 a night. However, the primitive campground has no water or restrooms, and the nearest amenities are in Big Pine about ten miles north.

Goodale Creek. Photo by BLM

Get approved for an RV loan with bad credit

Get approved for an RV loan with Bad Credit

No Credit Campers RVs specializes in loan approval. We work with a number of lenders including national banks, local credit unions, and some banks that work exclusively with sub-prime RV and Travel Trailer loans. While the decision is ultimately up to the banks, we will try our best to get you approved at the best rates possible, no matter what your credit situation is. Get started here!

One reason No Credit Campers RVs has such good luck with bad credit approvals is because our prices are typically well below the "book value." Banks love this because it is a safe investment.

In order to maximize your chances for approval, please keep the following in mind when looking for your RV:

• Look for RVs less than 10 years old

• Look for a selling price that is below NADA book value (most of our inventory will fit this)

• Towables are easier to get approved than Motorized RVs

• The loan amount should be between $5,000 and $40,000 (not an absolute ceiling)

• When deciding on a budget, be sure to factor in a higher interest rate (typically between 17 - 20%)

• At least 10% down is required for sub-prime loans (your trade can count toward your down payment)

• Look for "part-time use" RVs and travel trailers. Banks don't like to loan to full-timers or anyone using their RV as a temporary or permanent residence.

• Your credit score must be at least 550 or above

Click here to browse RVs and Travel trailers 10 years and newer, from $5,000 - $40,000

Q: What will my payment be?

A: Payments depend on a number of factors including the loan amount, loan term (how many months), and the interest rate you get approved for. Sub-prime interest rates on RV loans generally range between 17.95% and 20.95%.

Q: Why are rates so high?

A: To answer this question, you must think like a bank. In any loan situation, the rate is always negatively correlated with your credit score. In other words, the higher your credit score, the lower the rate, and vice versa. This is because your credit score tells a bank how risky it is to loan money to you. RV loans also tend to draw slightly higher rates than car loans do, because an RV is "want" and not a "need." The bank assumes that if times get tough, your RV payment will be a lower priority than your house or car payment.

Q: What happens after I fill out the Online Financing Application?

A: The application gets sent directly to our finance manager. Before doing anything, we always contact the customer to find out exactly what he or she would like to accomplish and what steps are needed to get there. From there, the process depends on what the customer's goals are. Nothing will be done without the customer's permission.

Q. Can I get an RV loan with No Money Down?

A: Not likely. Banks typically look for at least 10% down for sub-prime loans.

Q. What is the maximum loan term when financing an RV with bad credit?

A: The maximum loan term can range from 96, up to 144! This limit depends on factors such as how much money you put down, the year and type of RV that you are purchasing, and your credit score.

Q. Can No Credit Campers RVs help me get a loan if I am buying an RV from another person?

A: No. We are not lenders ourselves, and can only help you get approved for loans on RVs and Travel Trailers that we sell. With our extensive inventory, there's a good chance you can find what you are looking for. Please browse our inventory , or contact a salesmen if you need help finding something that suits your needs!

Q: I have heard that pulling my credit report can hurt my credit score... Will my credit score be hurt from filling out the Online Financing Applications?

A: Your credit score WILL NOT be affected by filling out the Online Financing Application. Again, the application goes directly to our finance manager and no further action will take place until we contact you. That means we will not pull your credit report, send the application out to any banks, or share your information without discussing it with you first.

Q: How do I know my information is safe?

A: As stated in our privacy policy, the information that you give us by filling out the form is only shared with the banks we work with. We DO NOT SHARE OR SELL your information to any third parties, and you WILL NOT be put on any mailing or spam lists. We also keep all private information locked up in accordance with state law.

Owner Financing is the Passion

We have a true passion for Campers.

A nationwide determined team of members are helping No Credit Campers.com revolutionize the way ordinary Americans buy and finance Campers every day. Count on us to make your next Camper-buying experience the best you’ve ever had.

Who We are

No Credit Campers provides an easy and convenient way for consumers to be matched with a personal loan through our network of lenders. Our online service can enable you to get a loan of between $1,000 and $20,000, right from your home or office, or even on the go through your mobile device. We help people looking to borrow for any number of reasons, whether it be for a home improvement project, a family vacation, debt consolidation, auto repair, medical expense, or anything else.

Though our simple online process is designed to match our clients to potential lenders, we do not function as a lender ourselves. We connect consumers seeking seeking fast, hassle-free financial assistance with skilled, reputable lenders who can provide it, and we do this without charging any fees to our customers.

Through No Credit Campers, you can get needed loan funds quickly, in as little as just one business day. You don’t have to pay back these funds quickly, however, as the repayment time frame ranges from six to 72 months depending on the terms of your lender. For shorter-terms loans offered, such as installment loans, the repayment time frame may be less than six months.

What we do

We offer a short online loan request form for you to fill out at your leisure. And with only a few basic eligibility criteria for borrowers to meet, we make it simple for you to qualify for loan assistance. Once you submit your loan request we immediately go to work, searching our lender network for the loan offer that best suits your needs.

Once a loan offer is found, we redirect you to the lender’s offer page containing the details of the loan. You may have to fill out some additional information once you get to your lender’s website so please follow the lender’s instructions carefully. Your funds will be deposited directly into your checking account soon after you are approved for the loan and accept the terms of the loan. Did you know that you can save money by getting a loan through No Credit Campers.com instead of a traditional lending source? You are able to take advantage of our competitive matching service where lenders compete to provide you with a loan. You don’t have to worry about any pricey hidden charges, set-up fees or membership fees with our service.

For loan options click here