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RV Shopping and Financing Online

The "ritual" of shopping for a new RV or Boat, and even recreational vehicle financing, has changed dramatically in the last decade - especially within the last 5 to 8 years. Gone are the days of driving hundreds of miles, from dealership to dealership; always at the mercy of time and distance - and the pressure of the sales office.

Granted, the Internet has been in fairly common use since the early 90's, but only in the last few years have we seen the majority of Recreational Vehicle buyers doing most all of their most focused and "actual purchase" related research and shopping without driving a mile. They are doing their homework at home, (and at work), on the Internet.

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In the earlier days of the Internet, potential buyers had been slow to embrace major purchases, such as RVs and Boats - especially without seeing and inspecting the unit in person. But, smaller online transactions on websites like Amazon.com, eBay.com and other increasingly popular web-shopping sites, have increased consumer confidence and slowly matured into much larger and more expensive online purchases.

With the introduction of eBay Motors in the early 2000's, people began buying and selling all types of motorized vehicles, but the sale and purchase numbers for RVs grew faster than anyone had anticipated. By 2004, the search term "RV" was in the top 10 search terms on the (relatively new at that time), search engine Google.

In the following years more and more people began using the Internet to search for "Bargains", and the numbers of RV buyers and sellers have increased exponentially, year after year. Our experience has shown that online RV sales and online financing to be increasing even faster than expected.

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Today, the "new generation" of RV and Boat buyers span the entire spectrum of recreational-related demographics. Every age group from young families buying their first camper for occasional outings, to retired full-timers in super-luxury units, are joining the online recreational vehicle purchase revolution.

These buyers tend to do their initial research by driving to the dealerships in their comfortable driving area, usually a 50 to 500-mile radius, or by making periodic stops along their travels and adventures over time. By doing this type of initial shopping, they are able to see, feel and drive the types of units available. They can learn the pros and cons of the various styles, sizes and price levels by seeing these units in person at the dealerships they visit - hopefully leaving their checkbook and credit cards in their vehicle. (Lest they meet a salesman, and buy something.)

Once they have narrowed down their general types or units of interest, they can begin their online price shopping. They can slowly narrow down their search to a particular year, make and model, with specific options. From there on out, they simply call each dealer and/or private RV seller with a unit that matches their needs. Sooner or later, they find the right deal - at the right price. Distance seems to be no problem if they feel they are saving enough money, or finding the right unit.

At WaveWallet, we have seen our percentage of online, and/or out-of-state purchases grow to more than 50% of our RV financing customers. And, because they are normally unfamiliar with long-distance or private-party sales procedures, we provide them with an easy roadmap to a safe and successful transaction.

The new online RV and motorhome "Private Sellers" are wary of their exposure to unscrupulous or fraudulent buyers, so we help guide them through the complete transaction as well. Our RV pre-approval and loan processing, title research, and closing departments coordinate virtually all aspects of the RV purchase, finance and loan closing. A smooth transaction can be crucial to help guide the purchase and sale process from start to finish, with all parties satisfied with the outcome.

So, now you are able to easily find the best price and financing for just about any type of recreational vehicle. The thousands of dollars in savings normally cover more than the cost of driving or flying thousands of miles to take delivery of your new toy or home on wheels, or on water.

While most potential buyers' interest in saving money intensifies during the frenzy of shopping for a new boat or RV, they should remember those industry related businesses they may need after their purchase. Your local Dealer may be much more likely to go out of their way for "post-sale" related activities like service, troubleshooting, etc. if you purchased the unit from them. As you travel further and further from home, the savings in actual dollars become more and more important.

The rapid rise in the use of the Internet for RV shopping has closed more RV dealerships than any other factor, even the extended economic recession. However, the fortunate dealers with deep enough pockets to survive the recession, and those adaptable enough to survive the Internet, have evolved with the changing times.

Now that much of a dealership's income from unit sales has been reduced, they rely more and more on the increased income produced by other areas such as the parts and service departments. They have added new avenues of income such as rental fleets, consignment sales and other products and services.

If you decide to take the Internet leap and save money by researching, shopping and buying online, remember to give your local dealers a chance at earning your business. If not the sale - be it for service, parts or repairs; a little more money spent locally can go a long way in good relations over the long term.

And don't forget to remember that a "Great Deal" can be found just about anywhere if you look hard enough and smart enough. So start close to home, then go from there.

"For every buyer flying from New York to California to save a little money, there is another flying from California to New York to do the same thing."

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Cheap Places to Travel in rent to own RV

Boondocking on public land is a great way to avoid the crowds in RV parks and save some money on camping fees. The Bureau of Land Management (BLM) has over 400 campgrounds and almost all of them have sites that can accommodate RVs.

These BLM campgrounds don’t have hookups or dump stations, but their low nightly rates reflect the lack of amenities. Come prepared and you can get total peace and quiet for less than $20 a night.

1. Ken’s Lake, Utah

South of Moab and Arches National Park, Ken’s Lake has 31 well-spaced sites that can fit motorhomes of all sizes. The campground has a quiet, beautiful setting with views of the lake and the nearby La Sal Mountains.

Sites are only $15 per night and available first-come, first-served. The campground has no potable water, so be sure to bring your own. The area has over three miles of hiking trails for views of the lake, Moab Valley, and Faux Falls.

2. Edson Creek, Oregon

Edson Creek Campground, only fifteen minutes from the Oregon Coast, is located in an open meadow where the creek flows in the Sixes River. The 27 campsites (and 5 group sites) have picnic tables, fire rings, and access to restrooms and potable water. There is also a day-use area and a boat ramp just across the street.

Edson Creek Recreation Site. Photo via BLM, Flickr

Sites are only $8 a night ($30 for group sites) and $4 per extra vehicle. The campground is only a short drive away from the coastal beaches, hiking trails, and shops and restaurants in Port Orford.

3. Devil’s Elbow, Montana

Northeast of Helena, Devil’s Elbow Campground has 42 campsites overlooking Lake Hauser, a reservoir on the Missouri River. The level, gravel sites can fit any size RV and all have views of the lake and surrounding mountains.

Devil’s Elbow Campground. Photo via Recreation.gov

The lake also has year-round fishing for trout, walleye, and kokanee salmon. Sites are only $15 a night with a limit up to 14 days. You can reserve a site ahead of time for Loop A and Group Camping, but the rest of the sites are first-come, first-served.

4. Wild Rivers Recreation Area, New Mexico

In Northern New Mexico, Wild Rivers Recreation Area is located within the Rio Grande del Norte National Monument. It’s very remote and off-the-beaten-path, but you’ll be rewarded with solitude and impressive views for only $7 a night.

Wild Rivers Recreation Area. Photo by BLM New Mexico

The 13-mile Wild Rivers Backcountry Byway branches off the main highway and leads past the campgrounds and trailhead parking lots. The recreation area also has a visitor center with maps and more information on the local history and geology.

5. Goodale Creek Campground, California

The sites at Goodale Creek have sweeping views of the Sierra Nevadas, Inyo Mountains, and Owens Valley—and they’re only $5 a night. However, the primitive campground has no water or restrooms, and the nearest amenities are in Big Pine about ten miles north.

Goodale Creek. Photo by BLM

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